Home Equity Line of Credit Special

Unlock the Power of Your Home — Intro Rate Just 6.49% APR*

Turn your home’s equity into financial flexibility. Whether you’re planning renovations, consolidating debt, or preparing for life’s next big moment, our limited‑time HELOC offer gives you affordable access to the funds you need.

Why Choose Our HELOC?

• Introductory Rate: 6.49% APR Enjoy a low starting rate designed to help you borrow confidently. This rate will be fixed for the first 5 years.
• Borrow Only What You Need Access funds as you go — no need to take a lump sum upfront.
• Flexible Repayment Options Tailored terms that fit your budget and your goals.
• Fast, Simple Application Get a decision quickly with our streamlined process.
• No Early Payment Penalties Pay down your balance on your schedule.

How a HELOC Works

A Home Equity Line of Credit lets you borrow against the equity you’ve built in your home. Think of it like a credit card with a much lower rate — draw funds when you need them, repay, and draw again during the draw period.

Perfect For:

• Home improvements
• Debt consolidation
• Emergency funds
• Education expenses
• Major purchases

Start Your Application Today

Your home has value — put it to work for you. Apply now and lock in your 6.49% APR introductory rate. Offer ends July 31, 2026.

For more information, stop in or call us at (304) 375-6262 in Williamstown, (304) 375-3012 in Parkersburg, (304) 973-1442 in Lubeck, (681) 588-0702 in South Parkersburg to speak with one of our loan professionals or start your application today!

*WSJ Prime – 0.26% Annual Percentage Rate (APR) Subject to credit approval. Offer available on new HELOCs approved through 7/31/26. Offer valid on owner-occupied primary dwelling only for first or second liens. Refinancing of existing home equity loans with Williamstown Bank do not qualify. The introductory rate of 6.49% is fixed for the first 60 months. After the introductory period, the rate is variable and adjusts every 60 months to WSJ Prime or WSJ plus 1.00% depending on the lien position. Minimum APR will not go below 4.49%, maximum APR will not exceed 12.49%. The minimum periodic payment for the 180-month draw period will equal the greater of 1.00% of the outstanding principal balance or $100.00. At the end of the draw period, any remaining balance converts to fully amortized principal and interest payments over the 180-month repayment period. Other conditions and restrictions may apply. Information is subject to change without notice. All loans are subject to application, credit, and collateral approval. Consult a tax advisor regarding tax deductibility of interest and charges. NMLS# 474387. Equal Housing Lender.

(Our online application serves these counties in WV: Calhoun, Doddridge, Gilmer, Jackson, Kahawha, Pleasants, Putnam, Roane, Tyler, Wirt, and Wood. Our online application also serves these counties in OH: Athens, Meigs, Monroe, Morgan, Noble, and Washington.)

Bank NMLS #474387

Purchase/Refinance

Williamstown Bank offers an array of mortgage loan products to accommodate most any need.

We offer friendly, professional and experienced staff that is customer service oriented and is happy to help make your decision process simple with our:

• In-House Financing
• Construction Financing
• Home Improvement
• Home Equity Loans and Lines of Credit
• Land Financing
• WV Housing Homebuyer Program Loans for West Virginia properties

For more information, stop in or call us at (304) 375-6262 in Williamstown, (304) 375-3012 in Parkersburg, (304) 973-1442 in Lubeck, (681) 588-0702 in South Parkersburg to speak with one of our loan professionals or start your application today!

Apply Today

(Our online application serves these counties in WV: Calhoun, Doddridge, Gilmer, Jackson, Kahawha, Pleasants, Putnam, Roane, Tyler, Wirt, and Wood. Our online application also serves these counties in OH: Athens, Meigs, Monroe, Morgan, Noble, and Washington.)

Bank NMLS #474387