Real Estate


Real Estate Loans

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During regular banking hours, Monday through Friday, 8:30am to 4:30pm, contact the Customer Service Department at (304) 375-6262 or (304) 485-1717.

During non-banking hours, call (304) 375-3028

Williamstown Bank is proud to be an independently owned, hometown Bank. We recognize the importance of our community and remain one of the few locally owned “community banks” in the area and in the state. You will not get lost in the shuffle with us!

Williamstown Bank offers an array of mortgage loan products to accommodate most any need. Different people have varying financial needs, which is why we present you with so many different options.                                                                                                                      Apply Online Today

(Our online application serves Wood, Wirt, Pleasants, Ritchie, Jackson Counties, WV; Washington County, OH)


We offer friendly, professional and experienced staff that is customer service oriented and is happy to help make your decision process simple with our:

  • In-House Financing – Your money comes from here and your payment stays here
  • Construction Financing – Building your dream home? Look no further!
  • Home Improvement/Home Equity Loans and Lines of Credit – If you already own your home and have built equity in your home, let us show you how you can take advantage of that equity!
  • Land Financing – Whether purchasing a lot or acreage for investment or future build, we have a payment structure available to you at favorable terms.
  • Competitive Long Term FIXED Rates – through our Investor, WV Housing Development Fund, for purchase or refinance up to 30 year terms for West Virginia properties.
  • WV Housing Homebuyer Program Loans – designed for the First Time Homebuyer through WV Housing Development Fund for West Virginia properties.

When you are ready to apply for your home loan, contact one of our mortgage loan officers or apply online today!

Teresa Cunningham
Teresa Cunningham

Vice President
Mortgage Officer
Williamstown Office
(304) 375-3005
NMLS #489262

Melissa A. Morrison

Vice President
Parkersburg Office Manager
(304) 375-3012
NMLS #489264

Jennifer Seckman
Jennifer Seckman

Customer Relationship Officer
Williamstown Office
(304) 375-3019
NMLS #1465349