There's no such thing as "too much fraud protection". This is one reason we offer protection for your identity information. The Equifax "cybersecurity incident" potentially impacted approximately 143 million US customers. You can read the Equifax press release regarding the incident by visiting this link: https://investor.equifax.com/news-and-events/news/2017/09-07-2017-213000628 . From the press release: "Equifax has established a dedicated website, www.equifaxsecurity2017.com, to help consumers determine if their information has been potentially impacted." For more information on Kasasa Protect, click the link below.