couple signing papers with banker

Rates

Report a lost or stolen Debit Card


During regular banking hours, Monday through Friday, 8:30am to 4:30pm, contact the Customer Service Department at (304) 375-6262 or (304) 485-1717.

During non-banking hours, call (304) 375-3028

Rates Effective: 4/27/2017 – 5/3/2017

Desposit Account Rates

Account TypeMinimum Needed to OpenInterest RateAPY**

Super Now

$1,000.00
Up to $9,999.00

0.10%
0.10%

0.10%
0.10%

Hi-Fi Money Market ($2,500 min)

$10,000.00 to $24,999.00
$25,000.00 and Over

0.15%
0.20%

0.15%
0.20%

Statement Savings

None

0.25%

0.25%

Certificates of Deposit/Fixed Rate IRAs

TermMinimum Needed to OpenInterest RateAPY**

91 Day

$1,000.00

0.15%

0.15%

182 Day

$1,000.00

0.20%

0.20%

12 Month

$500.00

0.30%

0.30%

24 Month*

$500.00

0.50%

0.60%

36 Month*

$500.00

0.65%

0.80%

48 Month

$500.00

1.00%

1.00%

60 Month

$500.00

1.35%

1.36%

9 Month***

$1,000.00

0.25%

0.25%

15 Month

$1,000.00

0.45%

0.45%

27 Month

$1,000.00

0.65%

0.85%

33 Month

$1,000.00

0.95%

1.05%

Current Fees


Overdrafts (OD/Privilege Charge and/or NSF Item Paid Charge per item)

$32.00

Nonsufficient Funds (NSF Item Paid Charge per item)

$32.00

Nonsufficient Funds (NSF Item Return Charge per item)

$32.00

Overdraft Coverage (from Savings per transfer)

$2.25

Stop Payments (per item)

$30.00

Deposited Items Returned Unpaid

$5.00

Replacement VISA Check or ATM Card

$5.00

Account Activity Printout

$1.50

Account Research (per hour)

$25.00

Account Balancing Assistance (per hour)

$25.00

Telephone Transfers (between accounts)

$2.00

Garnishments

$5.00

Levies

$25.00

Cashier's Checks (Customers)

$3.00

Cashier's Checks (Non-Customers)

$6.00

Money Orders (Customers)

$3.00

Money Orders (Non-Customers)

$6.00

Photocopies

$0.20

Wire Transfer - Domestic (outgoing)

$15.00

Wire Transfer - Domestic (incoming)

$5.00

Wire Transfer - Foreign (outgoing)

$50.00

Wire Transfer - Foreign (incoming)

$5.00

Inactivity Fee (per month)**

$3.00