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Williamstown Bank’s Kasasa Cash Back Checking and Kasasa Cash Back with Saver accounts reward you and help you save.
Kasasa Cash Back & Kasasa Cash Back with Saver Checking1
Free checking account that pays 3% cash back on qualifying debit card purchases up to a total cash back of $6 monthly. You can choose to pair your Kasasa Cash Back Checking account with our Kasasa Saver savings account.
The cash back and ATM fee refunds earned on your Kasasa Cash Back Checking will automatically be deposited into your Kasasa Saver savings account on the last day of each statement cycle. Both the Kasasa Cash Back Checking and the Kasasa Saver savings accounts are free accounts with no minimum balance qualifications or monthly service charges.
EARN Cash Back
3% on everyday debit card purchases1
PLUS ATM Fee Refunds Nationwide!**
Kasasa Cash Back qualifications per cycle:
Post and clear 10 Debit Card Purchases (Excluding ATM withdrawals and Returns)
Post and clear one Direct Deposit or ACH auto debit
Enroll and receive electronic statements
EARN Reward Rate
On Savings balances up to $50,000
AND Reward Rate
On your Savings Balance over $50,000
OR Base Rate
If qualifications are not met on Kasasa Cash Back with Saver Checking
Kasasa Cash Back Checking Frequently Asked Questions
WHAT ARE THE "REWARDS" FOR KASASA CASH BACK CHECKING?
When monthly qualifications are met, you receive 3% cash back on debit card point of sale purchases (excluding returns and ATM transactions) that post to and clear your account during the monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle. The customer will also be refunded any foreign ATM surcharge fees up to $20.00 per statement period.
WHAT ARE THE QUALIFICATIONS THAT MUST BE MET TO QUALIFY FOR THE KASASA CASH BACK?
All three of the following qualifications must be met during the qualification period to qualify for the rewards:
1) Post and clear at least 10 Debit card purchases (not including ATM withdrawals or Returns on Card)
2) Post and clear at least one direct deposit or automatic debit (Online bill payments can count towards this qualification)
3) Receive monthly statements electronically (Customer will have to provide valid email address at account opening).
DO I HAVE TO COME TO THE BANK TO OPEN A KASASA CASH BACK CHECKING ACCOUNT?
No! You can apply for your Kasasa Cash Back Checking account online if you live in West Virginia and one of the following counties: Wood County, Pleasants County, Wirt County, Ritchie County, Jackson County or Washington County in Ohio. After we receive your application, a Customer Service Representative will call to confirm your application and the account will be opened upon verification of identity.
HOW OFTEN MUST THE QUALIFICATIONS BE MET TO QUALIFY FOR THE REWARDS?
The qualifications must be met each qualification period to receive the rewards for that statement period. To ensure you qualify for the rewards, all needed transactions (Debit card, etc.) should be posted and cleared to the account a few days before the statement cycle cuts off. If the 11th falls on a holiday or weekend, all transactions need to be posted and cleared by no later than the last business day before the 11th. (Example: if the 11th falls on a Monday, all transactions need to be posted and cleared by Friday the 8th.)
WHAT HAPPENS IF I DO NOT MEET THE QUALIFICATIONS FOR CASH BACK CHECKING?
The account will still operate as a free checking account. No ATM refunds will be given if the qualifications are not met. There are no monthly or minimum balance charges on this account!
WHAT HAPPENS IF I HAVE TRANSACTIONS THAT POST AND CLEAR ON THE 11TH OF THE MONTH OR ON THE LAST DAY OF THE STATEMENT CYCLE?
All transactions need to be posted and cleared by no later than the business day before the last day of the statement cycle. The statement cycle ends on the 11th of the month, if the 11th falls on a weekend or holiday the statement will cut off the following business day. In a normal cycle where the 11th falls on a business day, transactions must be posted and cleared by the 10th. If the 11th is on a holiday or weekend, all transactions need to be posted and cleared by the last business day (weekday) before the 11th. If you are only doing the minimum transactions needed to qualify and your last transactions post and clear on the 11th, we do not pay the rewards. Any transactions that post and clear on the 11th (or day the statement cycle ends) will count towards the next month's qualifications.
IF I MEET THE QUALIFICATIONS, WHEN WILL I RECEIVE MY REWARDS?
Your rewards will be credited to your account on the last day of the statement cycle, this includes your cash back and any ATM surcharge fee refunds.
WHAT IF MY NEW DEBIT CARD DOESN'T ARRIVE UNTIL LATE IN THE STATEMENT CYCLE AND I DON'T HAVE TIME TO EARN MY REWARDS...WILL I STILL GET THEM?
As a thank you for choosing Kasasa Cash Back Checking, you will receive your rewards for the first statement period whether or not you meet the qualifications for that qualification period.
IS THERE A FEE TO USE MY DEBIT CARD?
There is NO fee to use your debit card to make purchases. Some banks may charge a surcharge fee if you withdraw money from their ATM machine, but if you meet the qualifications, you will receive a refund for those fees up to $20 per statement cycle. Any individual ATM fee of $5.00 or more must be brought into one of our offices to receive the refund at the end of the cycle after qualifications are met.
DO I RECEIVE IMAGES OR CHECKS BACK WITH MY KASASA CASH BACK CHECKING ACCOUNT?
You will receive check images back with your statement, you just access it online, rather than receiving it in the mail.
CAN I HAVE A KASASA CASH BACK CHECKING ACCOUNT IF I DON'T OWN A COMPUTER?
Absolutely! You only need to have a valid email address in order for us to send your statement notifications, but you can pull the statement from wherever you have internet access.
IS THERE A MINIMUM BALANCE REQUIREMENT IN ORDER TO RECEIVE MY REWARDS?
There is NO minimum balance required for this account, and there is NO minimum balance needed to open the account.
CAN THIS BE USED AS A BUSINESS OR DBA ACCOUNT?
No, Kasasa Cash Back Checking is for personal accounts only.
IS THERE A LIMIT ON THE NUMBER OR KIND OF TRANSACTIONS YOU CAN DO ON A KASASA CASH BACK CHECKING ACCOUNT?
There is no limit on the transactions you can do on your Kasasa Cash Back Checking account.
WILL I BE ABLE TO USE MY EXISTING DEBIT CARD, CHECKS, AND ACCOUNT NUMBER WITH MY KASASA CASH BACK CHECKING ACCOUNT?
Yes, if you currently have a checking account with Williamstown Bank, your account number, debit card, and checks will not change when you switch to Kasasa Cash Back Checking.