Deposit Rates

What We Offer / Personal

Deposit Rates

 

Rates Effective: 2/9/2017 – 2/15/2017

Desposit Account Rates

Account Type Minimum Needed to Open Interest Rate APY**
Super Now $1,000.00 0.10% 0.10%
Hi-Fi Money Market ($2,500 min) Up to $9,999.00 0.10% 0.10%
$10,000.00 to $24,999.00 0.15% 0.15%
$25,000.00 and Over 0.20% 0.20%
Statement Savings None 0.25% 0.25%

Certificates of Deposit/Fixed Rate IRAs

Term Minimum Needed to Open Interest Rate APY**
91 Day $1,000.00 0.15% 0.15%
182 Day $1,000.00 0.20% 0.20%
12 Month $500.00 0.30% 0.30%
24 Month* $500.00 0.50% 0.50%
36 Month* $500.00 0.65% 0.65%
48 Month $500.00 1.00% 1.00%
60 Month $500.00 1.35% 1.36%
9 Month*** $1,000.00 0.25% 0.25%
15 Month $1,000.00 0.45% 0.45%
27 Month $1,000.00 0.65% 0.65%
33 Month $1,000.00 0.95% 0.95%

* Rate Choice Certificate - Bump up once each 12 month period
** Annual Percentage Yield
*** Non-renewable

A penalty may be imposed for early withdrawal. These rates and annual percentage yields are accurate for the time period listed above. Please call (304) 375-6262 or (304) 485-1717 for current rate information.


Current Fees

Overdrafts (OD/Privilege Charge and/or NSF Item Paid Charge per item) $32.00
Nonsufficient Funds (NSF Item Paid Charge per item) $32.00
Nonsufficient Funds (NSF Item Return Charge per item) $32.00
Overdraft Coverage (from Savings per transfer) $2.25
Stop Payments (per item) $30.00
Deposited Items Returned Unpaid $5.00
Replacement VISA Check or ATM Card $5.00
Account Activity Printout $1.50
Account Research (per hour) $25.00
Account Balancing Assistance (per hour) $25.00
Telephone Transfers (between accounts) $2.00
Garnishments $5.00
Levies $25.00
Cashier's Checks (Customers) $3.00
Cashier's Checks (Non-Customers) $6.00
Money Orders (Customers) $3.00
Money Orders (Non-Customers) $6.00
Photocopies $0.20
Wire Transfer - Domestic (outgoing) $15.00
Wire Transfer - Domestic (incoming) $5.00
Wire Transfer - Foreign (outgoing) $50.00
Wire Transfer - Foreign (incoming) $5.00
Inactivity Fee (per month)** $3.00

** The Inactivity Fee will be assessed to all Checking accounts after one (1) year of inactivity and on all Savings accounts after two (2) years of inactivity until the account is either brought to an active status or closed.
Check Printing varies by type and style.