Kasasa Cash Back & Kasasa Cash Back with Saver Checking1
Free checking account that pays 3% cash back on qualifying debit card purchases up to a total cash back of $6 monthly. You can choose to pair your Kasasa Cash Back Checking account with our Kasasa Saver savings account.
The cash back and ATM fee refunds earned on your Kasasa Cash Back Checking will automatically be deposited into your Kasasa Saver savings account on the last day of each statement cycle. Both the Kasasa Cash Back Checking and the Kasasa Saver savings accounts are free accounts with no minimum balance qualifications or monthly service charges.
EARN Cash Back
3% on everyday debit card purchases1
PLUS ATM Fee Refunds Nationwide!**
Kasasa Cash Back qualifications per cycle:
- Post and settle 10 Debit Card Purchases (Excluding ATM withdrawals and Returns)
- Post and settle one Direct Deposit or ACH auto debit
- Enroll and receive electronic statements
1 When monthly qualifications are met, you receive 3% cash back on debit card purchases that post and settle to account during monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle (up to $200.00 in debit card purchases). Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. If qualifications are not met during the monthly qualification cycle, the account will still function as a free account. No minimum balance required.
** Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 per statement cycle if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5 or higher. If qualifications are not met during the monthly qualification cycle, the account will still function as a free account, but it will not earn the ATM refunds for that time period. No minimum balance required.
2 Annual Percentage Yield (APY) accurate as of January 2, 2019. Rate tiers are as follows: 1.01% APY on savings balances up to $75,000, and 0.25% APY on portion of savings balance over $75,000 each qualification cycle that qualifications are met. If qualifications are not met, full savings balances will earn 0.25% APY for the statement cycle. Rates are variable and can change at any time. Savings account inactivity fees may reduce earnings on savings account. Statement cycle ends on the 11th of the month. If the 11th falls on a holiday or weekend, the statement cycle will end on the first business day after the 11th. The qualification cycle begins on the 11th or the last day of the current statement cycle and ends on the last business day before the 11th. All qualifying transactions must be posted and settled by no later than the last business day before the 11th.