Home Equity

Report a lost or stolen Debit Card

During regular banking hours, Monday through Friday, 8:30am to 4:30pm, contact the Customer Service Department at (304) 375-6262 or (304) 485-1717.

During non-banking hours, call (304) 375-3028

Home Equity Line of Credit

Lending decisions made locally by people who know you.

Did you know? You can make your home’s equity work for you!

The flexibility of a Williamstown Bank Home Equity Line of Credit gives you quick access to cash so you can:

  • Make home improvements
  • Pay for college
  • Go on vacation
  • Consolidate debt1
  • Pay for unexpected expenses
Our Home Equity Line of Credit Advantages:
  • No annual fee
  • Interest rate does not change for the first 5 years2
  • Draw your funds as needed up to the pre-set limit for 15 years
  • Interest may be tax deductible3
How to access your line of credit:
  • Visa credit card accepted at many locations and ATM’s
  • Online transfer from your line of credit to your Williamstown Bank deposit account
  • Cashiers’ check from your local branch

Call Jennifer Seckman to learn more!
NMLS ID #1465349

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
1The relative benefits of a loan for debt consolidation depend on your individual and your actual debt payments. For example, you may realize interest payment savings by making monthly payments towards the new, lower interest rate loan in an amount equal to or greater than what was previously paid towards the higher rate debt(s) being consolidated.
2After the first 5 years the rate becomes variable and may change.
3Please consult your tax advisor regarding interest deductibility.
Williamstown Bank, Inc. NMLS ID #474387