jar with money sitting on table


CDs & IRAs

Report a lost or stolen Debit Card

During regular banking hours, Monday through Friday, 8:30am to 4:30pm, contact the Customer Service Department at (304) 375-6262 or (304) 485-1717.

During non-banking hours, call (304) 375-3028

Stick Man Online CD


Start saving today and open your CD online. ┬áSimply click on the red ‘Open Account’ to your left.

Available to residents of: Wood, Pleasants, Ritchie, Jackson, Doddridge, Wirt Counties in West Virginia and Washington County in Ohio.

*ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of 06/28/2017. APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For CDs, a minimum of $5,000 is required to open a CD and must be deposited in a single transaction. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time.


Let us help you save for the future. Check out our CDs and IRAs.

Certificates of Deposit

If you are looking for a way to make your money work for you, then ask about our full line of Certificates of Deposits. We have many rate and term options from which to choose. Please have a valid photo ID with you when opening a CD.

see current rates.



Make a secure future for yourself by opening an Individual Retirement Account. We offer both Traditional and Roth IRAs, so you can choose the option that best suites you. A Traditional IRA allows you to make your contribution tax deferred until you start receiving withdrawals. A Roth IRA includes your contribution as part of your taxable income for the current tax year, allowing you to earn interest tax free for the life of the IRA. You should review IRS rules for full explanation of tax related questions. You can go with a fixed rate or variable rate term for your IRA. You will need a valid photo ID to open an IRA.

see current rates.