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| Products and Services |
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Thank you for banking with the Williamstown Bank. We strive to provide you with the best product for your individual needs. Please see below our complete line of products and services. Click on the links below for more information on specific products.
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Checking Account Products
We provide our customers with a wide variety of checking accounts so you can find the type that best fits your needs. Check out our Free Rewards Checking or our RealSaver Checking along with the other checking products we offer. When opening a new deposit account, please have a valid photo ID and a second form of identification with you. Back to Top |
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Savings Accounts
A Savings Account allows you to put money away that will earn interest, but gives you the option to make up to six free withdrawals a month. We also offer Christmas Club Savings accounts that allow you to have a pre-determined amount automatically drafted on a weekly basis to help you save money for all your holiday shopping. Please have a valid photo ID and a second form of identification when opening an account. Back to top |
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Certificates of Deposit
If you are looking for a way to make your money work for you, then ask about our full line of Certificates of Deposits. We have many rate and term options from which to choose. You may take up to two partial withdrawals, with a penalty, over the term of the CD. Please have a valid photo ID with you when opening a CD. Back to top |
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Individual Retirement Accounts
Make a secure future for yourself by opening an Individual Retirement Account. We offer both Traditional and Roth IRAs, so you can choose the option that best suites you. A Traditional IRA allows you to make your contribution tax deferred until you start receiving withdrawals. A Roth IRA includes your contribution as part of your taxable income for the current tax year, allowing you to earn interest tax free for the life of the IRA. You can go with a fixed rate or variable rate term for your IRA. You will need a valid photo ID to open an IRA. Back to top |
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Free Online Banking and Billpay
Now you can view your account and pay bills from your home computer for free! Go to our Login and click Apply Now to sign up for this feature, and within 24 hours someone from the bank will call to verify your information. We will then activate your online status, and you can go in to view activity on your current statement and set up your bill pay. You can transfer money between accounts, make loan payments, and track your activity without leaving home. Sign up today to take advantage of this product! Back to top |
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Consumer Loans
Are you looking to buy a new car or maybe you just need a little cash for a repair or emergency expense? Stop in and talk to one of our loan officers about our wide variety of consumer loans. We offer competitive rates and terms on new and used vehicles, motorcycles, campers, boats, and other titled vehicles. Qualified customers can also obtain personal loans or a personal line of credit. The personal credit line is a revolving loan that allows you a predetermined limit that you are billed on once a month. You are allowed to use whatever undisbursed money you have available. It is a perfect way to handle any unforeseen expense, and when the balance is paid you can leave it open for future use. Back to top |
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Real Estate/Home Equity Loans
Williamstown Bank has a mortgage department to meet your housing needs. We provide in-house mortgage financing, as well as construction, land only, and financing for mobile homes. If you are a first-time homebuyer, we work with West Virginia Housing Development Fund to provide you with options such as closing cost and down payment assistance to make purchasing your first home a positive experience. If you currently have a mortgage or need some money for home improvement, ask about our home equity loans. These loans allow you to use the current equity in your home to consolidate bills, pay for college, take that dream vacation, or do some renovations to your current home. The only fee you pay for the home equity loan is the loan fee, all appraisals and flood determinations are covered by the bank. Back to top |
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Commercial/Business Loans
If you are interested in opening a business, or currently operate one, ask about the available finance options that will meet your individual business needs. We offer a variety of competitive terms and repayment plans to assist you in your business venture. For more information, please contact one of our loan officers. Back to top |
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Electronic Statement Retrieval
Be sure to sign up to receive your checking statement and images electronically. Each month you will receive an email notification saying your statement is ready for retrieval. You can use the login on the site homepage to retrieve your statement. With Identity Theft on the rise, this is an excellent way to protect your statement from being stolen out of your mailbox or falling into the wrong hands. You can retrieve your statement for up to 60 days after the statement has been issued. If you are interested in this feature, please call one of our offices to get signed up. Back to top
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Visa Debit/ATM Cards
If you are one who doesn't prefer to carry cash or a checkbook, then be sure to get a Visa Debit Card you can use anywhere that accepts Visa Debit Cards. You also can use your card to get money from an ATM. If you have a Savings Account or a Free Checking Account, then you can get an ATM only card. After you complete the application, you will receive your card in seven to ten business days. Should your Visa Debit Card get lost or stolen, please contact either office as soon as possible. If it is after regular business hours, please call (800) 264-4274 to get your card restricted. Back to top |
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Visa TravelMoney Cards
A safer and easier alternative to Traveler's Checks, these prepaid cards can be used worldwide anywhere that accepts Visa Debit cards. The reloadable cards can have a value between $250.00-$9,999.00, and since they are prepaid, there is no danger of overspending. Local currency can be accessed through worldwide Visa ATMs. If your card is lost or stolen, or if you forget your PIN, you can call 1-888-713-3424 for 24 hour customer service and emergency assistance. You can get additional TravelMoney Cards that access the same funds for safekeeping or for someone else to use, and there is zero liability for the cardholder. Back to top |
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My Travel Wallet
If you are planning to travel abroad use this online service to order foreign currency to be delivered to your physical address. Over 70 currencies are available, and must be in amounts between $200 and $1500. A great tool to save you time and frustration from exchanging money while overseas. Currently, this site is for ordering currency only. Back to top |
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Safe Deposit Boxes
We provide fireproof Safe Deposit Boxes for you to keep your valuables secure. You will be billed once a year for your rental, and will be given two keys to the box. There will be a fee for lost keys or if the box has to be drilled. Please have a valid photo ID with you when opening a Safe Deposit Box. Please see below the box sizes and rental fees. Back to top |
| Box Size |
Yearly Rental Fee |
| 3X5 |
$19.08 |
| 5X5 |
$26.50 |
| 3X10 |
$37.10 |
| 5X10 |
$53.00 |
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Verified by Visa
Williamstown Bank now offers this service to our Visa Check Card holders. Verified by Visa gives you the control when shopping online: only you can approve purchases by using your private password. The link will open in a new window. Back to top
Click here to open link.
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ATM Machines and Surcharge Free Access
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If you are a Williamstown Bank customer, you can use the below local ATMs without incurring a surcharge. Should you lose your ATM/Visa Debit card, please contact one of our offices immediately. If it is after regular business hours, please call (800) 264-4274 to get your card restricted. Back to top
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| Williamstown Location: 435 Highland Ave, Williamstown, WV 26187 |
Parkersburg Location: 3002 E. 7th St., Parkersburg, WV 26101
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| In addition, Williamstown Bank has joined with other community banks in West Virginia to provide a network of surcharge free ATMs. If you use your Williamstown Bank card at any of these locations, there will be no fee for your transaction. Please see below the participating institutions and their ATM addresses. |
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| Pioneer Community Bank |
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| Main St., Iaeger, WV |
388 Robert C. Byrd Dr., Sophia, WV |
| Rt. 52 North Main St., Gilbert, WV |
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| Calhoun Banks |
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| Court & River Sts. Grantsville, WV |
Rt 33. & Rt. 119, Arnoldsburg, WV |
| Rt. 14, Juliana St., Elizabeth, WV |
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| West Union Bank |
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| Rt. 2 Box 41, West Union, WV |
1 West Gate Center, Salem, WV |
| Myles & Masonic Ave., Pennsboro, WV |
201 Main St., Harrisville, WV |
| Poca Valley Bank |
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| 7033 Charleston Rd, Walton, WV |
Corner of 2nd & Rt. 119, Clendenin,WV |
| 5087 Elk River Rd., N., Elkview, WV |
6420 Sissonville Dr., Sissonville,WV |
| 142 Main St., Poca, WV |
3500 Winfield Rd., Winfield, WV |
| 1 Black Walnut Ave., Spencer, WV |
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| CNB Bank |
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| 333 Main St., Hancock, MD |
101 S. Washington St., Berkeley Springs,WV |
| 2446 Hedgesville Rd., Martinsburg,WV |
14994 Apple Harvest Dr., Martinsburg, WV |
| 1610 Valley Rd., Berkeley Springs, WV |
1231 TJ Jackson Dr., Falling Waters, WV |
| FNB Bank |
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| 105 N. High St., Romney, WV |
Rt. 50, Capon Bridge, WV |
| Rt. 28, Fort Ashby, WV |
Rt. 50, Romney, WV |
| Peoples Bank of Mullens |
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| 200 First St., Mullens, WV |
Williamson Ave., Pineville, WV |
| First Sentry Bank |
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| 823 8th St. Huntington, WV |
6501 Mud River Rd., Barboursville, WV |
| 750 5th Ave., Huntington, WV |
141 Eastern Heights, Huntington, WV |
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| Alpha Link Alliance |
If you are traveling beyond the West Virginia border, then be sure to check the Alpha Link Alliance to see if there is a surcharge free ATM in the area you are going. This service is brought to you by community banks throughout the country that have come together to give you more free access to automated teller machines.
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